STPs and Market Timing
If you are trying to time the market, an STP could work either for or against you depending on how…
Lump Sum or SIP
Choosing an SIP or a lump sum has more to do with your financial goals and your cash flow scenario…
Is your Advisor a Doctor or a Chemist?
If you need help with your personal finances then going to a qualified professional who you trust can help you…
Stories can shape your financial plan
There are many narratives that we have based on our experiences. We often internalise these and it influences how we…
Creating a Budget
Budgets are incredibly important. But budgets can be tedious to make and monitor over time. Is there a solution?
Strategic Money Management
If you have a clearly defined goal and a strategy to meet it, then the likelihood of you getting tempted…
Health Insurance
Health insurance is a critical tool that is important for you to be able to afford the high cost of…
Content Curation
Paying too much attention to news can make an investor make hasty and emotional decisions – so what should you…
Investment porn
In investing it is very easy to fall for investment porn. What is this and is it of any use…
The alpha Fro-Yo stand
Alpha measures outperformance. Where does your alpha lie? Is the edge you have to generate this alpha sustainable over the…
Coffee with Suze Orman
Suze Orman is famous for saying that spending money on coffee is like peeing a million dollars down the drain.…
Spending on Subscription
Cutting down on regular purchases that are not worth the money can help free up cash flows and increase savings…
Benchmarking performance
Fund managers are not perfect. Whilst there are many who are looked up to as investing gurus, they are still…
The FIRE Movement
In today post, we talk about an interesting financial movement that has gained traction in the recent past - the…
The Cost of Debt
Too often debt can get out of hand and can lead to a spiral down of your finances. This is…
Emotional Investments
People buy property to get a financial return. But there are other non-financial reasons for which people also buy property
The total returns of real estate
Have you found out what is the total return that a property will give you and how does that compare…
The Perception of Wealth
Do you want to be rich or do you want to be wealthy? What is the difference between the two?…
Stocks versus Bonds
This post unpacks the nature of stocks versus bonds and explores ways in which you can improve the risk and…
Measuring Performance
When you run a marathon, do you want to be first in the race? You need the right metric to…
Being objective
Is art an investable asset class? How about jewelry or swiss watches? Understanding if it can be objectively valued is…
Rational Expectations
In investing it is very important to keep realistic expectations of your returns. What are good benchmarks to look at…
The Value of a Financial Plan
When you define your goals and create a strategy to achieve them, you have a financial plan in place. And…
Investing versus speculation
When you are looking at buying any asset, are you investing in it or speculating on it? In this post…
Investing Luck
Is investing a game of skill or a game of luck? In this post we break down the difference between…
Good or Bad Debt
We often get tempted to borrow money for purchases, but it is important to first understand whether the loan is…
Prioritising goals
When trying to make a financial plan it's very important to prioritise what goals you are trying to achieve. But…
SMART goals
Instead of worrying about market fluctuations, how about creating a plan to meet your financial goals? But there is a…
Pay off debt or invest?
Should you pay down debt or should you invest money for the future? Here are three layers of decisions that…
Paying fees for advice
There is an eye-opening difference in quality between commission and fee based advice. How is this relevant for you? Find…
Protecting your downside
Wimbledon payed an insurance premium of roughly 2 million dollars every year for 17 years. Why did it do this?…
Building Endurance
In investing you must identify the aches and pains that are a normal part of investing so that you have…
Dollar based investing
It is natural for us to think about our investments in rupee terms. But should we also consider returns in…
Costs matter
Warren Buffett made a challenge to the hedge fund industry and he won. Costs matter in investing, it is important…
Simplify your investing
Years of being sold products based on commission leads to portfolios being cluttered. It's time to simplify investing.
Risk is personal
Money can be seen as a good thing or as a bad thing. We idolize the great amounts of wealth…
The free lunch in Indian equities
How long is long-term investing? If you ask a stock market trader, he may tell you that the long term…
Your Personal Economy
Economics is the study of how to allocate limited resources to best meet certain needs. In an earlier post I…
Investing like a cricket captain
It’s a hot and humid day in April, the stadium is packed with forty-two thousand people roaring with support for…
Plan your taxes strategically
For many people, their first experience with investing is through tax planning. After all, who doesn’t want to save taxes?…
The Purpose Of Money
Have you ever had the experience as a child where an uncle gave you money for your birthday, but just…
Building A Savings Habit
What is the difference between saving money and investing money? Many new investors often tend to mix up the two.…
Timing The Market
When you open the business TV channels, it looks like the market is a casino. News anchors make you feel…