Insurance is an extremely important tool to have in your arsenal for protecting your downside in the case of unforeseen circumstances. As they say, the best way to make money is to not lose it. During medical emergencies, it’s not uncommon for hospital bills to rack up quickly. And the cost of healthcare is only going to continue to go up over time. You don’t want a health crisis for any member of your family to then spiral into a financial emergency that has the power to wipe you out. This is why getting the right health insurance policy is really important.

But the range of options for insurance policies is very large, and it may be confusing to select the right plan.This checklist is design to help you look for the right things in your policy.